Any person who engages in mortgage loan activity (Mortgage Loan), as defined by the Arkansas Fair Mortgage Lending Act, in Arkansas or with an Arkansas consumer must be licensed by the Department.
The Department receives all Mortgage Loan applications via the Nationwide Multistate Licensing System (NMLS). View the Arkansas State Licensing Requirements for the Mortgage Broker Description, Mortgage Banker Description, Mortgage Servicer Description, the Mortgage Loan Officer Description, as well as Branch License Descriptions for each license type and the Combination of Mortgage Broker, Mortgage Banker and/or Mortgage Servicer Licenses Description.